WowCred exists because getting a loan in India shouldn't mean 11 phone calls, 4 branch visits and a rate you never chose.
Every bank advertises its best rate; almost nobody gets it. Policies differ wildly between lenders — the bank that rejects a self-employed trader is next door to the NBFC built for him. Borrowers can't see this map. We can.
WowCred is a loan distribution partner working with 40+ RBI-regulated banks and NBFCs across India. We read your profile the way a credit manager does, shortlist the lenders whose policy fits you, negotiate the rate, and walk your file to disbursal — with documents picked up from your doorstep.
Lenders pay us a sourcing fee after your loan disburses, from their marketing budget — never added to your rate. You pay us nothing: no advance fee, no service charge, no 'file charges'. On select disbursals we even refund the lender's processing fee back to you*.
One conversation with a WowCred loan manager and you'll never queue at a branch again.